- 139 years of service
- FDIC Insured
- Strong, liquid balance sheet
- Personalized, best-in-class service
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Want to emphasize the relationship with Robyn – if all my “vendors” had the same relationship, personality, professionalism, I’d be in a better place. They have a real understanding of our business.
OCF moved through the process faster. One of the things they did, they negotiated the high-level things upfront. LOI or terms sheet. Very transparent around the negotiation of the finer details early in the process. Not buried. I appreciated that. Got these out of the way early in the process. Went more quickly.
Two years prior, I had shopped 5-6 different organizations, so I had relationships with those banks. I didn’t feel the need to reach out to them again. I already knew what they offered and didn’t offer. Oxford Bank / OCF had all the services I needed.
I am impressed with their flexibility. Not everything fits within a box; sometimes I have to put NA in certain fields (owns vehicles). OCF understands that every business is unique.
We had worked with Robyn for several years, until COVID. With the acquisition by Oxford Bank, we were able to go back to work with them again, with a larger open line/buying power.