Fraud Awareness & Protection Notice

Be cautious of phone calls, text messages, or emails claiming to be from Oxford Bank’s fraud department or from merchants you recognize. Fraudsters often impersonate trusted organizations to pressure you into sharing sensitive information.

Oxford Bank will never ask for your online banking password, PIN, full debit or credit card number, card CVV, or one-time passcodes. We will not request that you approve suspicious or fraudulent transactions, and our communications will never include links asking you to log in or provide personal information.

If you receive a request that feels unusual, urgent, or threatening, do not respond. Hang up immediately or delete the message, and contact Oxford Bank directly using a trusted phone number.

Additional fraud prevention tips:

• Verify unexpected messages by contacting the bank directly—do not use numbers or links provided in the message.
• Be wary of urgent language, scare tactics, or requests for secrecy.
• Monitor your accounts regularly and report unfamiliar transactions promptly.
• Keep your contact information up to date so we can reach you securely.
• Enable account alerts and multi-factor authentication whenever available.

Your security is our priority. When in doubt, pause, verify, and contact Oxford Bank directly