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Oxford Commercial Finance Marks First Year with Expanded Working Capital Solutions for SMBs


OXFORD, Mich. – April 19, 2023 – Oxford Commercial Finance (OCF), a subsidiary of Oxford Bank ("the Company"), is announcing an expanded line of flexible working capital solutions for small to medium-sized businesses, increased customer base, and new website with helpful resources for business owners.

Backed by over 100 years of combined commercial financing experience, OCF assists SMBs – from promising startups to mature companies – to overcome obstacles, improve cash flow, drive growth and comfortably scale through creative financing options, which now also include:

OCF President Mick Goik, who joined OCF in January of 2023, says, “It has been an incredible year of expansion and progress for OCF, thanks to our team’s unrelenting focus on our customers. With a relationship-first approach and a commitment to fast and transparent processing, we understand the needs of businesses to quickly secure financing to overcome challenges today and position for success tomorrow. Our entire OCF leadership team has long-term relationships and extensive experience in commercial finance solutions across industries, which allows us to provide tailored solutions to our clients’ unique needs.”

Robyn Barrett, Senior Vice President and Managing Director at OCF, says the relationship with Oxford Bank has been instrumental in OCF’s growth over the last year. “The strong liquid balance, stellar reputation, 139 years of service and stability, and customer support that Oxford Bank brings is invaluable. It enables us to offer more creative and flexible working capital  solutions to businesses based on their potential to scale, not their current financial situation.”

OCF provides financing options for companies across a variety of industries:

  • Alternative energy
  • Distributions
  • Manufacturing
  • Oil & gas
  • Service providers
  • Staffing
  • Transportation
  • Wholesale
  • Many more

Visit the newly designed Oxford Commercial Finance website at for helpful information on working capital solutions for SMBs.

Oxford Commercial Finance Corp (“OCF”) is a subsidiary of Oxford Bank, a Michigan headquartered FDIC insured bank. OCF is a full-service commercial finance company providing cash flow financing solutions to small and midsize businesses that may not qualify for conventional bank financing. The Company serves clients across the United States. For more information about Oxford Commercial Finance and its complete line of financial services, please visit  

Except for the historical information contained herein, the matters discussed in the Release may be deemed forward-looking statements that involve risk and uncertainties. Words or phrases "will likely result," "are expected to," "will continue," "is anticipated," "estimate," "project," or similar expressions are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Factors which could cause actual results to differ, include, but are not limited to, fluctuations in interest rates, changes in economic conditions of the Bank's market area, changes in policies by regulatory agencies, the acceptance of new products, the impact of competitive products and pricing and the other risks detailed from time to time in the Bank's and Corporation's reports. These forward-looking statements represent the Bank's judgment as of the date of this report. The Bank disclaims, however, any intent or obligation to update these forward-looking statements.


Hilary McCarthy

Clearpoint Agency for Oxford Commercial Finance

[email protected]



Oxford Bank is an Equal Opportunity Lender

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